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Outer Banks Retirement Homes

Choosing the Perfect OBX Retirement Lifestyle

Retiring to the Outer Banks is a bit different than moving to a traditional, age-restricted retirement community. That is exactly why people love it here. Instead of isolated senior compounds, the OBX offers vibrant, age-eclectic neighborhoods where active retirees live side-by-side with year-round locals.

Because of our unique coastal geography, finding the right home layout is the most critical decision you will make for your "Golden Years." Between navigating elevated stairs, exploring the convenience of single-level ranch homes on high-elevation lots, and evaluating the long-term utility of residential elevators, your property choice dictates your comfort. Use our specialized breakdown below to explore current OBX property listings tailored for low-maintenance, long-term senior living across Dare and Currituck counties.

The Outer Banks does not really have any purely retirement communities. There are areas, mostly on the westside of the big road, populated mostly with year round residents, affectionately referred to as locals. There are no communities composed of only seniors. A couple of communities tried starting out that way but they failed and then became homoginzed mix of old and young. The Outer Banks tends to attract the more active seniors who want to live in an age eclectic neighborhood. We humans tend to reflect our environment so living around younger people can have a positive effect.

Everybody has their own ideas and aspirations about how they will spend their retirement years. You have probably already spent a lot of time figuring out what you will be doing in your Golden Years. This is probably why you are here looking at retirement homes.

The Outer Banks has a lot to offer to retirees. Low taxes, low crime, great community senior centers and plenty of flat level nature for those who want to get outside and stay active.

I am not going to tell you how or what to do with your Golden Years, I am sure you already know, but I will share what years of experience have shown. The biggest commonality amongst people is the deteriorating condition of our knees. None of our knees are getting any better which brings up our first topic.

Stairs

The Outer Banks is full of stairs, and stairs, like my forehead and prostrate, seem to be getting bigger every year. Stairs are one of the major concerns shared by soon to be seniors when shopping for their retirement home. Having hospitals and such nearby is great, but having to navigate stairs during the course of your routine day can make life miserable.

Add in an extra set or 2 of stairs to get up to the kitchen and living area on the top floor, and it can become insurmountable. These types of houses are commonly referred to as 'Reverse Floor Plans' and are best suited to the more physically inclined unless they are equipped with an elevator.

One Level Living

One of the better options is to retire to a house with one level living. When the kitchen, living area and ensuite are all on the same floor.

One level living can be found on the ground floor or the 3rd floor. If the house has an elevator then every floor can be one level living. You see this a lot with the reverse floor plans which are usually located where there might possibly be a water view.

The most popular style house for retirees is the ranch style homes. The entire house is situated on one floor built close to the ground. Minimal or no stairs to get in and no stairs inside. The only downside is they tend to sprawl as the square footage starts to increase."

You won't find many homes on the Outer Banks that are built directly on the ground. Our low elevation puts most of the OBX in some type of flood zone which requires the homes to be elevated.

If the ground is 10 feet above sea level then a house can be built right on the ground. The houses below are ranchers, scroll down further for other style houses.

Elevated Ranchers

There are areas on the Outer Banks where the ground has some minor elevation. If the ground elevation is 7 feet, which is very common, then a 3 foot high masonry foundation will supply enough elevation to meet the flood insurance requirements and shorten the entrance stairs.

You can have a rambler or rancher where everything is spread out on one level except that it is built a couple of feet up off the ground. The houses below should be those on masonry foundations with minimal elevation. Scroll down further for different style homes.

OBX Beach Box Homes

The Outer Banks traditional "Beach Box" offers one level living up on pilings. You still have to climb a set of steps to get into your house but once you are inside all of your living area is on one level. If your one of the lucky ones without knee problems this could be a perfect match for you.

Outer Banks Retirement Homes
OBX Ground Level Homes OBX Ranch Style Floor Plan
OBX Homes W/Inlaw Apartment
OBX Homes With Dry/Covered Entry OBX Homes With Elevator

Dare County Senior Services

Manteo Senior Center

Hatteras Island Senior Center

Dare County Senior Games

Kill Devil Hills Senior Center

Currituck County Senior Services

3 bd
3 ba
200 sq ft
Located in the waterfront community of Bell's Island, this beautifully maintained custom built one owner home has over 2600sq ft of living space with the potential of expanding to a second story. This home has been well cared for, and it is obvious. A true ensuite master bedroom features walk in closets, large bathroom, sitting area/office that leads to a covered porch overlooking the pool. Home has a large saltwater pool and an abundance of outdoor living space as well as a detached two car garage. This property sits on 1.7 acres of a well landscaped yard with no HOA. This home has an abundance of outdoor living space to enjoy the cool breezes coming off of the water. Second story of this home has the potential of expansion and has been framed for another ensuite and another bedroom.
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4 bd
3 ba
Price Reduction!! Welcome to 2021 Creek Road, a stunning waterfront retreat located in the highly sought-after community of Martin's Point. Offering the ease of one-floor living, this beautifully maintained home features 4 spacious bedrooms, 3.5 bathrooms, and breathtaking views of Ginguite Creek. This custom built home boasts 6" wall construction and 36" doors in the front 3 bedroom and bathroom areas allowing for wheelchair access. Inside, you'll find engineered hardwood flooring, ceramic tile, and an open, inviting floor plan designed for comfortable coastal living. The heart of the home is the completely updated 2025 gourmet kitchen, featuring quartz countertops, stainless steel appliances, abundant cabinetry, and exceptional workspace for entertaining family and friends. The custom tiled wet-bar awaits for your afternoon pleasures and relaxation. The primary suite is thoughtfully designed and privately located to maximize water views, in both the bedroom and bathroom, offering two walk-in closets, a built-in bureau and dual vanities in the bathroom. While the spacious layout on the rest of the home provides flexibility for guests, a home office, two beautiful living areas, both with gas fireplaces, and perfect for multi-generational living. Outdoor living is equally impressive. Situated on a beautiful waterfront homesite, the property boasts a completely rebuilt dock in 2025 featuring synthetic decking, water service, power, ceiling fan, roof-covered gathering area, and a new boat lift—creating the perfect setting for boating, fishing, crabbing, and enjoying spectacular sunrises over Ginguite Creek. The lap-pool offers an invigorating workout, or a splendid area to relax and take in the sun while soaking away in dreamland. Additional highlights include a finished room over the garage that is currently set up as a bunkroom for the kids with a separate split-pack HVAC unit. A 3-car garage, durable and attractive GAF Grand Manor architectural roof shingles, and the privacy and security of Martin's Point, one of the Outer Banks' premier gated communities. This exceptional waterfront property offers a rare opportunity to enjoy luxury, convenience, and direct water access in one of the most desirable locations on the Outer Banks. The house itself is located in the X flood zone, and does not require flood insurance. The house is being sold unfurnished, but some items may be negotiable. The alarm and security system are not operational. Please use ShowingTime to schedule your opportunity to see this one of a kind one-floor living waterfront retreat.
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4 bd
3 ba
Waterfront Living Starts Here – Direct Sound Front, Private Dock & Coastal Style! Welcome to the waterfront lifestyle you’ve been waiting for! Built just 2.5 years ago, this beautifully designed direct sound-front home combines modern coastal style, exceptional outdoor living, and incredible access to the water—all situated on a full acre with private sound access, bulkhead, and dock. For boaters and water enthusiasts, the location is hard to beat. Step outside, hop on the boat, and enjoy easy access to Corolla, Knotts Island, and the Intercoastal Waterway within minutes. Whether your perfect day includes boating, fishing, kayaking, paddleboarding, or simply relaxing by the water, this property makes it possible right from your yard! A welcoming covered front porch offers the perfect spot to enjoy your morning coffee and watch the sunrise. Inside, the home is bright, airy, and beautifully finished with LVP flooring throughout, an open-concept floor plan, modern finishes and a cozy fireplace. The kitchen is designed for both everyday living and entertaining with stainless steel appliances, a large center island, under-cabinet lighting and a stylish modern backsplash. The spacious main-level primary suite makes one-level living an option and provides a relaxing private retreat. The beautifully appointed primary bath features a tiled walk-in shower with solid glass enclosure and rain shower head, double vanities with an abundance of storage, oversized walk-in closet conveniently located within the bathroom. Makes getting ready for the day easy. Upstairs, the flexible floor plan continues with a second den, study and home office—ideal for remote work or additional living space. Two more generously sized bedrooms offer ample closet space, including an additional ensuite bedroom with its own private bath, providing wonderful accommodations for family and guests. Just off the kitchen, step onto the screened porch and take in peaceful views of nature with no neighboring home behind you—the perfect place to unwind as the sun sets. From there, step out onto the concrete patio, already wired for a future hot tub, or create the ultimate grilling and outdoor entertaining area. With a large yard offering room for a pool the possibilities continue outside. The two-car garage provides plenty of storage, while the full-acre homesite offers additional space for a future detached garage. An oversized driveway easily accommodates multiple vehicles, boats, and guests. Gently used as an Airbnb since it was built, this home offers the opportunity to enjoy a nearly new waterfront property without waiting for construction. Direct sound-front living. Private dock. One acre. Modern coastal finishes. Room for a pool. Endless opportunities on the water. Waterfront living is waiting -- NO FLOOD INSURANCE REQUIRED -- you do not want to miss this one! Contact the listing agent today for additional details and to schedule your private showing.
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3 bd
1 ba
Welcome home to this gorgeous 3-bedroom, 1-bath brick ranch located in the highly sought-after Roanoke Rapids Graded School District! This well-maintained home offers a spacious interior where pride of ownership shines throughout. Recent 2026 updates include fresh paint, new flooring, a new water heater, stylish kitchen cabinets, and beautiful granite countertops that add a modern touch to the heart of the home. The tiled backsplash and the LVP flooring add quite the touch to the kitchen as well. The hardwood floors are immaculate and add modern style to this already beautiful home. The exterior is equally impressive, featuring a modest-sized yard, concrete driveway with ample parking, carport, and a storage shed with electricity. Additional upgrades include an HVAC system installed in 2018, a brand-new roof, and a Generac whole-house generator, providing peace of mind during power outages. Move-in ready and packed with valuable updates, this home is one you won't want to miss. A compiled list of new upgrades are as follows: *NEW ROOF *KITCHEN REMODEL W/ GRANITE COUNTERTOPS *NEW PORCH with TREX BOARDS *NEW WATER HEATER *FRESH PAINT Call today to schedule your showing and lets get you in this beauty!
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Welcome to Keeter Barn Landing, a brand-new subdivision offering modern new construction homes in a convenient location near the Virginia line, Elizabeth City, and the Outer Banks. The Darby model is a thoughtfully designed one-story home featuring 3 bedrooms, 2 full bathrooms, approximately 1,900 square feet, and a finished room over the garage (FROG) that can be used as a home office, guest space, playroom, or flex area. The open-concept floor plan creates an inviting flow between the spacious great room and kitchen, perfect for everyday living and entertaining. The kitchen features a large center island, granite countertops, soft-close cabinetry, and a stainless steel appliance package including a refrigerator. The primary suite offers a private retreat with an ensuite bathroom and double-sink vanity. Additional features include a 2-car attached garage and covered rear porch for outdoor relaxation. Enjoy the peaceful setting of Keeter Barn Landing while remaining close to shopping, dining, military bases, Virginia, Elizabeth City, and OBX beaches. 30-45 days from completion. The model home is open Friday 12-4, Saturday 10-4, and Sunday 12-5. Schedule your visit today and discover new construction living in Currituck County!
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SEMI-OCEANFRONT! Excellent Location! Cottage on 228 Feet Deep Lot & Fronts Beach Road in Nags Head ... Directly due East of the Outlet Shops & just 2 Blocks south of the Nags Head Event Site - Multiple functions annually at this site *** Home is an older cottage ... with some maintenance and updates this would make a cozy Beach Cottage ... But the Intrinsic Value is in the Land * See the North/Adjacent Homes with pools ... The subject Lot should be easily able to accommodate a similar type/style of Home *** Directly East of the Nags Head Outlet Shops * Close to Shopping, Restaurants in Nags Head & a short drive to Downtown Manteo & Pirates Cove & Oregon Inlet! You will love the numbers of great places to eat - all within a 10-minute drive! NOTE: Cottage is single family but has 2 front Entrances. Sellers previously had been renting the two spaces out separately. A Buyer could potentially generate rental income while going through the planning stages to build a new home ... on this lot! Location, Location, Location ... come see!
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Welcome to this charming, single-level residence nestled home located in the community of Baum Bay Harbor. Offering an ideal all-on-one-floor layout, this home features 3 bedrooms, 2 full baths, an attached 1-car garage, and ample driveway parking situated on an impressive 13,000-square-foot lot. The front of the property has a nice size open sun deck completed in 2025 in addition to a covered screen porch located off of the dining room that was completed in 2022. You will love this home and its location! The current owners have owned the home since 2002 and made several updates over the years. Some updates include, Water Heater replaced in 2024, Luxury Vinyl Plank Flooring added in the Kitchen, Living, Dining and all (3) Bedrooms in 2022, Bath flooring added in 2021 & 2022. Quaint community located a short distance to the Beach Access on Ocean Bay Drive, shared with the Kill Devil Hills Ocean Rescue facility offering lifeguards, bathhouse, outdoor showers, and handicap friendly. Within short distance of the Kill Devil Hills Rec Center, Public Tennis Courts, Skate Park, Library, Dog Park and Playground, all 3 First Flight Schools, Shopping, Restaurants and the Wright Memorial.
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Endless Potential – Sold As-Is! If you've been searching for a home with great bones, generous living space, and an incredible opportunity to add your own finishing touches, this is the one! The seller has completed many of the major improvements but has decided not to finish the remaining rehabilitation, creating an excellent opportunity for homeowners, investors, or anyone looking to customize a property to their own style and preferences. This spacious 3-bedroom, 2 full-bath home offers a comfortable layout with generously sized rooms and exceptional closet space throughout. Freshly repainted on the interior, the home has already received several updates, allowing you to focus on completing the finishing details that match your vision. Recent improvements include: Fresh interior paint throughout New carpet in all bedrooms and hallway New luxury vinyl plank (LVT) flooring in the sunroom Some new light fixtures New sliding glass door leading to the backyard New front and rear steps with new handrails Some new decking Roof replaced in 2019 (per seller) 1,000-gallon septic system replaced in 2016 (per seller) One of the property's standout features is the impressive approximately 1,600-square-foot three-bay garage. Whether you're a car enthusiast, contractor, hobbyist, or simply need abundant storage, this versatile space offers endless possibilities. It may also provide potential for additional living space, a workshop, studio, or recreational area, subject to buyer verification and any applicable local zoning or permitting requirements. Another great addition is a boat launch just minutes away. Outside, you'll appreciate the generous outdoor space and the recent exterior improvements that enhance both safety and functionality. This property is being sold strictly As-Is, and the seller will make no additional repairs or complete the remaining rehabilitation. That's reflected in the opportunity this home offers—bring your imagination, add your personal finishing touches, and create the home you've always envisioned. Whether you're looking for a primary residence, an investment property, or a project with tremendous upside, this home is packed with potential. Schedule your private showing today and come see everything this property has to offer!
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4 bd
4 ba
Designed for exceptional comfort and functionality, this custom-built 4,350-square-foot home offers the convenience of one-level living with four spacious en-suite bedrooms, four full bathrooms, and a convenient half bath. The main level features three private en-suite bedrooms, all with updated custom bathrooms, one with direct access to the back deck, a dedicated office, mudroom, laundry room, and an expansive open-concept great room with a wood-burning stove insert that seamlessly connects the gourmet kitchen, dining area, and living space. The chef's kitchen is complemented by a large walk-in pantry, a fantastic gas oven and cook-top, creating the perfect setting for everyday living and entertaining. Quality construction is evident throughout, with 8-inch exterior walls on the north side of the home for enhanced insulation and durability, while the remainder of the home features 6-inch exterior walls. Experience the abundant wildlife from the 400sq ft back deck, where ospreys fish in the canal from the pines in the back yard and great blue herons fly by every day, and enjoy an extensive and rare view south on the canal towards the Dick White Bridge, your morning coffee has never been so tranquil. The walk-out lower level offers incredible flexibility with a fourth en-suite bedroom, an oversized game and recreation room complete with a pool table and entertainment area, plus abundant storage space with the potential for a temperature-controlled wine cellar. A dehumidification system helps maintain year-round comfort, while the unfinished areas provide endless possibilities for a workshop, hobby room, fitness area, craft studio, or additional finished living space. This thoughtfully designed home combines quality construction, generous living spaces, and exceptional versatility to accommodate a wide variety of lifestyles. A direct walk-out from the lower level takes you to the custom-built, heated, saltwater swimming pool with plenty of room for lounging about in your outdoor private oasis. Not to be outdone, the backyard cascades to the bulkheaded canal and kayak dock area, with access to Ginguite Creek and all the water sports, fun and fishing you desire. A large RV or boat parking pad offers a 30 amp electrical hook-up. Nestled on a quiet cul-de-sac, teeming with bird song, thoughtfully landscaped for the birds, butterflies and bees, nature and wildlife thrive.
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Move right in to the stunning Applewood model in Keeter Barn Landing, one of South Mills' premier new home communities just minutes from the Virginia line. This beautifully crafted ranch-style home offers the perfect blend of luxury, comfort, and convenience in highly desirable Camden County, known for its top-rated schools, lower taxes, and easy commute to Chesapeake, Norfolk, and Hampton Roads military bases.Designed for modern living, this open-concept home features upscale finishes throughout, including granite countertops, soft-close cabinetry, a spacious center island with breakfast bar, wall oven, built-in microwave, electric cooktop with vent hood, under-mount sink, and a large walk-in pantry. The inviting family room showcases an elegant electric fireplace and flows seamlessly into the dining area, creating an ideal space for entertaining and everyday living. The first-floor primary suite is a private retreat featuring dual vanities with granite countertops, a soaking tub, and a tiled walk-in shower with dual shower heads. Two additional bedrooms share a convenient dual-entry bath, while the Finished Room Over Garage (FROG) 4th bedtoom with full bath, provides flexible space for a guest suite, home office, media room, or playroom. Enjoy relaxing evenings on the covered rear porch overlooking your spacious homesite and appreciate the convenience of an oversized two-car garage. Located just a short drive from shopping, dining, Elizabeth City, the Outer Banks, and the VA/NC border, this move-in-ready home offers the peaceful lifestyle of Northeast North Carolina while remaining close to everything Hampton Roads has to offer. Don't miss this opportunity to own a beautiful new construction home in one of Camden County's most sought-after communities!
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3 bd
1 ba
WATERFRONT! Enjoy direct canal access to the Pamlico Sound and endless opportunities for boating, kayaking, paddleboarding, windsurfing, kiteboarding, fishing, and more—all from your private backyard 2-level dock! Recent updates include new flooring, fresh interior paint, a new dock, and new decking, making this charming coastal cottage truly move-in ready. Step into a bright, open concept kitchen designed for both style and high utility, featuring crisp white cabinetry beautifully paired with durable granite countertops and a built-in breakfast bar that seats four—ideal for casual dining or entertaining. The comfortable single-level floor plan offers easy, relaxed coastal living. New luxury vinyl plank flooring flows throughout, tying the all of the living areas together beautifully. Wake up to breathtaking sunrises and unwind each evening with spectacular sunsets from the spacious wraparound porch. Sip your morning coffee overlooking the water or enjoy a refreshing evening beverage as the gentle Hatteras breeze melts your cares away. Bonus - fig trees are producing fruit! Whether you're searching for a primary residence, vacation getaway, or investment property, Dream Catcher offers the perfect waterfront lifestyle. Come experience the best of Hatteras Island and start making your beach home dreams a reality!
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Welcome to this beautifully renovated home in Kill Devil Hills! Situated on a desirable corner lot, this light and airy home has been thoughtfully updated throughout, offering a fresh, modern feel. The renovated kitchen features updated appliances, a farmhouse sink, and butcher block countertops., Within the last two years, the owners have installed new flooring and fresh interior and exterior paint throughout. They have replaced most of the interior doors to updated solid wood doors. Both bathrooms have been completely updated with the primary getting a new floor-to-ceiling walk-in shower with Fireclay Tile. The exterior deck has been fully resurfaced with new horizontal railings. The flexible floor plan offers a bonus fourth room currently used as a playroom. The home’s septic system is rated for four bedrooms, providing excellent flexibility for a growing family, guests, office, or additional sleeping space. Residents of The Landing also enjoy access to a private neighborhood dock and boat ramp. This updated turnkey home would make a great primary, second home or investment property.
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