Outer Banks Retirement Homes
Choosing the Perfect OBX Retirement Lifestyle
Retiring to the Outer Banks is a bit different than moving to a traditional, age-restricted retirement community. That is exactly why people love it here. Instead of isolated senior compounds, the OBX offers vibrant, age-eclectic neighborhoods where active retirees live side-by-side with year-round locals.
Because of our unique coastal geography, finding the right home layout is the most critical decision you will make for your "Golden Years." Between navigating elevated stairs, exploring the convenience of single-level ranch homes on high-elevation lots, and evaluating the long-term utility of residential elevators, your property choice dictates your comfort. Use our specialized breakdown below to explore current OBX property listings tailored for low-maintenance, long-term senior living across Dare and Currituck counties.
The Outer Banks does not really have any purely retirement communities. There are areas, mostly on the westside of the big road, populated mostly with year round residents, affectionately referred to as locals. There are no communities composed of only seniors. A couple of communities tried starting out that way but they failed and then became homoginzed mix of old and young. The Outer Banks tends to attract the more active seniors who want to live in an age eclectic neighborhood. We humans tend to reflect our environment so living around younger people can have a positive effect.
Everybody has their own ideas and aspirations about how they will spend their retirement years. You have probably already spent a lot of time figuring out what you will be doing in your Golden Years. This is probably why you are here looking at retirement homes.
The Outer Banks has a lot to offer to retirees. Low taxes, low crime, great community senior centers and plenty of flat level nature for those who want to get outside and stay active.
I am not going to tell you how or what to do with your Golden Years, I am sure you already know, but I will share what years of experience have shown. The biggest commonality amongst people is the deteriorating condition of our knees. None of our knees are getting any better which brings up our first topic.
Stairs
The Outer Banks is full of stairs, and stairs, like my forehead and prostrate, seem to be getting bigger every year. Stairs are one of the major concerns shared by soon to be seniors when shopping for their retirement home. Having hospitals and such nearby is great, but having to navigate stairs during the course of your routine day can make life miserable.
Add in an extra set or 2 of stairs to get up to the kitchen and living area on the top floor, and it can become insurmountable. These types of houses are commonly referred to as 'Reverse Floor Plans' and are best suited to the more physically inclined unless they are equipped with an elevator.
One Level Living
One of the better options is to retire to a house with one level living. When the kitchen, living area and ensuite are all on the same floor.
One level living can be found on the ground floor or the 3rd floor. If the house has an elevator then every floor can be one level living. You see this a lot with the reverse floor plans which are usually located where there might possibly be a water view.
The most popular style house for retirees is the ranch style homes. The entire house is situated on one floor built close to the ground. Minimal or no stairs to get in and no stairs inside. The only downside is they tend to sprawl as the square footage starts to increase."
You won't find many homes on the Outer Banks that are built directly on the ground. Our low elevation puts most of the OBX in some type of flood zone which requires the homes to be elevated.
If the ground is 10 feet above sea level then a house can be built right on the ground. The houses below are ranchers, scroll down further for other style houses.
Elevated Ranchers
There are areas on the Outer Banks where the ground has some minor elevation. If the ground elevation is 7 feet, which is very common, then a 3 foot high masonry foundation will supply enough elevation to meet the flood insurance requirements and shorten the entrance stairs.
You can have a rambler or rancher where everything is spread out on one level except that it is built a couple of feet up off the ground. The houses below should be those on masonry foundations with minimal elevation. Scroll down further for different style homes.
The Outer Banks traditional "Beach Box" offers one level living up on pilings. You still have to climb a set of steps to get into your house but once you are inside all of your living area is on one level. If your one of the lucky ones without knee problems this could be a perfect match for you.
| Outer Banks Retirement Homes | ||
|---|---|---|
| OBX Ground Level Homes | OBX Ranch Style Floor Plan | |
| OBX Homes W/Inlaw Apartment | ||
| OBX Homes With Dry/Covered Entry | OBX Homes With Elevator |
$1,249,000
4 bd
4 ba
Designed for exceptional comfort and functionality, this custom-built 4,350-square-foot home offers the convenience of one-level living with four spacious en-suite bedrooms, four full bathrooms, and a convenient half bath. The main level features three private en-suite bedrooms, all with updated custom bathrooms, one with direct access to the back deck, a dedicated office, mudroom, laundry room, and an expansive open-concept great room with a wood-burning stove insert that seamlessly connects the gourmet kitchen, dining area, and living space. The chef's kitchen is complemented by a large walk-in pantry, a fantastic gas oven and cook-top, creating the perfect setting for everyday living and entertaining. Quality construction is evident throughout, with 8-inch exterior walls on the north side of the home for enhanced insulation and durability, while the remainder of the home features 6-inch exterior walls. Experience the abundant wildlife from the 400sq ft back deck, where ospreys fish in the canal from the pines in the back yard and great blue herons fly by every day, and enjoy an extensive and rare view south on the canal towards the Dick White Bridge, your morning coffee has never been so tranquil.
The walk-out lower level offers incredible flexibility with a fourth en-suite bedroom, an oversized game and recreation room complete with a pool table and entertainment area, plus abundant storage space with the potential for a temperature-controlled wine cellar. A dehumidification system helps maintain year-round comfort, while the unfinished areas provide endless possibilities for a workshop, hobby room, fitness area, craft studio, or additional finished living space. This thoughtfully designed home combines quality construction, generous living spaces, and exceptional versatility to accommodate a wide variety of lifestyles. A direct walk-out from the lower level takes you to the custom-built swimming pool with plenty of room for lounging about in your outdoor private oasis. Not to be outdone, the backyard cascades to the bulkheaded canal and kayak dock area, with access to Ginguite Creek and all the water sports, fun and fishing you desire. Nestled on a quiet cul-de-sac, teeming with bird song, thoughtfully landscaped for the birds, butterflies and bees, nature and wildlife thrive.
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$174,900
3 bd
1 ba
Welcome home to this gorgeous 3-bedroom, 1-bath brick ranch located in the highly sought-after Roanoke Rapids Graded School District! This well-maintained home offers a spacious interior where pride of ownership shines throughout. Recent 2026 updates include fresh paint, new flooring, a new water heater, stylish kitchen cabinets, and beautiful granite countertops that add a modern touch to the heart of the home. The tiled backsplash and the LVP flooring add quite the touch to the kitchen as well. The hardwood floors are immaculate and add modern style to this already beautiful home. The exterior is equally impressive, featuring a modest-sized yard, concrete driveway with ample parking, carport, and a storage shed with electricity. Additional upgrades include an HVAC system installed in 2018, a brand-new roof, and a Generac whole-house generator, providing peace of mind during power outages. Move-in ready and packed with valuable updates, this home is one you won't want to miss. A compiled list of new upgrades are as follows:
*NEW ROOF
*KITCHEN REMODEL W/ GRANITE COUNTERTOPS
*NEW PORCH with TREX BOARDS
*NEW WATER HEATER
*FRESH PAINT
Call today to schedule your showing and lets get you in this beauty!
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$410,000
3 bd
2 ba
Endless Potential – Sold As-Is!
If you've been searching for a home with great bones, generous living space, and an incredible opportunity to add your own finishing touches, this is the one! The seller has completed many of the major improvements but has decided not to finish the remaining rehabilitation, creating an excellent opportunity for homeowners, investors, or anyone looking to customize a property to their own style and preferences.
This spacious 3-bedroom, 2 full-bath home offers a comfortable layout with generously sized rooms and exceptional closet space throughout. Freshly repainted on the interior, the home has already received several updates, allowing you to focus on completing the finishing details that match your vision.
Recent improvements include:
Fresh interior paint throughout
New carpet in all bedrooms and hallway
New luxury vinyl plank (LVT) flooring in the sunroom
Some new light fixtures
New sliding glass door leading to the backyard
New front and rear steps with new handrails
Some new decking
Roof replaced in 2019 (per seller)
1,000-gallon septic system replaced in 2016 (per seller)
One of the property's standout features is the impressive approximately 1,600-square-foot three-bay garage. Whether you're a car enthusiast, contractor, hobbyist, or simply need abundant storage, this versatile space offers endless possibilities. It may also provide potential for additional living space, a workshop, studio, or recreational area, subject to buyer verification and any applicable local zoning or permitting requirements. Another great addition is a boat launch just minutes away.
Outside, you'll appreciate the generous outdoor space and the recent exterior improvements that enhance both safety and functionality.
This property is being sold strictly As-Is, and the seller will make no additional repairs or complete the remaining rehabilitation. That's reflected in the opportunity this home offers—bring your imagination, add your personal finishing touches, and create the home you've always envisioned.
Whether you're looking for a primary residence, an investment property, or a project with tremendous upside, this home is packed with potential. Schedule your private showing today and come see everything this property has to offer!
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$549,000
3 bd
2 ba
Tucked beneath the canopy of a mature live oak on an oversized quarter-acre lot, this beautifully updated home offers the kind of setting and character that’s becoming increasingly hard to find on the Outer Banks. From the moment you arrive, the home’s charming front porch, lush landscaping, blush front door, and crisp white shutters create an inviting first impression that feels both warm and timeless. More than just visually beautiful, the property has been intentionally cultivated over time to create a true garden sanctuary. The soil has been carefully restored using organic methods, with established garden beds, fruit trees, and more than 35 newly added shrubs and trees thoughtfully woven throughout the landscape. The result is a property that feels private, grounded, and deeply connected to the outdoors, offering a sense of permanence and natural beauty that cannot be recreated overnight. Inside, the home has been carefully improved with a clean, elevated aesthetic that balances comfort and practicality. The single-level layout offers effortless everyday living, while the private primary ensuite creates a quiet retreat with updated finishes in the full bath and a walk-in closet. The NEWLY renovated kitchen features quartz countertops, a farmhouse sink, stylish modern brushed gold hardware, NEW high-end Cafe and Bosch appliances, and updated lighting, creating a space that feels both functional and refined. Additional improvements include NEW interior paint throughout the main living areas, NEW bathroom vanities and mirrors, NEW Electrolux washer and dryer, and a NEW FORTIFIED roof for peace of mind and potential insurance advantages. Designed to live as beautifully outdoors as it does inside, the brand-new 432-square-foot sun deck serves as a true extension of the home itself, ideal for slow mornings, outdoor dining, entertaining friends, or unwinding after a day at the beach. The wide staircase creates a seamless connection to the spacious backyard, while the outdoor shower and mature landscaping complete the feeling of a private outdoor retreat with room to breathe. The property is enclosed with a fence, perfect for your four-legged friends, and includes a fire pit with benches and a shed to host yard supplies. Located in a desirable neighborhood of Kill Devil Hills, 903 Holly Street offers convenient access to both the beach and the beloved Nags Head Woods Preserve, featuring over 8 miles of scenic walking trails just moments away. With a rare combination of land, privacy, intentional landscaping, and meaningful upgrades, this is more than just another beach house; it’s a home with soul, designed for the kind of coastal living people move here searching for.
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$585,725
4 bd
3 ba
Move right in to the stunning Applewood model in Keeter Barn Landing, one of South Mills' premier new home communities just minutes from the Virginia line. This beautifully crafted ranch-style home offers the perfect blend of luxury, comfort, and convenience in highly desirable Camden County, known for its top-rated schools, lower taxes, and easy commute to Chesapeake, Norfolk, and Hampton Roads military bases.Designed for modern living, this open-concept home features upscale finishes throughout, including granite countertops, soft-close cabinetry, a spacious center island with breakfast bar, wall oven, built-in microwave, electric cooktop with vent hood, under-mount sink, and a large walk-in pantry. The inviting family room showcases an elegant electric fireplace and flows seamlessly into the dining area, creating an ideal space for entertaining and everyday living. The first-floor primary suite is a private retreat featuring dual vanities with granite countertops, a soaking tub, and a tiled walk-in shower with dual shower heads. Two additional bedrooms share a convenient dual-entry bath, while the Finished Room Over Garage (FROG) 4th bedtoom with full bath, provides flexible space for a guest suite, home office, media room, or playroom. Enjoy relaxing evenings on the covered rear porch overlooking your spacious homesite and appreciate the convenience of an oversized two-car garage. Located just a short drive from shopping, dining, Elizabeth City, the Outer Banks, and the VA/NC border, this move-in-ready home offers the peaceful lifestyle of Northeast North Carolina while remaining close to everything Hampton Roads has to offer. Don't miss this opportunity to own a beautiful new construction home in one of Camden County's most sought-after communities!
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$389,900
3 bd
2 ba
Welcome to 760 Shawboro Rd., where thoughtful updates and versatile living spaces make this home move-in ready! Situated on a spacious 0.45-acre lot with no HOA, this 3-bedroom, 2-bath home offers plenty of room to spread out, both inside and out. The remodeled interior features an updated kitchen with refreshed countertops, newly painted cabinets, and newer appliances including a stove, dishwasher, refrigerator, and microwave. Brand-new carpet has been installed throughout the main level, creating a fresh, inviting feel. In addition to the main living area, you'll enjoy a bright sunroom, a spacious family room, and a small heated bonus room upstairs--perfect for a home office, hobby room, or flex space. A walk-in attic provides convenient storage. Outside, the detached garage includes a workshop area and additional second-floor storage, making it ideal for projects, equipment, or extra belongings. Zoned Agricultural, this property welcomes chickens and offers the freedom to enjoy country living without HOA restrictions. Major updates provide added peace of mind, including a roof (approximately 2018), HVAC system, furnace, and water heater (all approximately 2 years old), plus a new septic tank and distribution box installed in 2025. If you're looking for updated living, flexible space, and room to enjoy the outdoors, this Currituck County property is ready to welcome you home!
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$499,000
3 bd
3 ba
A must see Immaculate 3-bedroom, 3-bath plus flex space home in desirable Currituck, conveniently located near the Virginia line. This beautifully maintained home features an open floor plan with a spacious living area centered around a cozy fireplace. Spacious dining room. The large kitchen offers granite countertops, a center island, stainless steel appliances, and abundant cabinetry. The oversized owner's suite includes a walk-in closet, dual vanities, and a walk-in shower. A bright sunroom and finished room over the garage provide flexible space for an office, media room, or guest accommodations. Outside, enjoy a private backyard retreat complete with a hot tub, swim spa, patio, deck, walking paths, a huge storage shed, and a separate lawn mower shed. A double-car garage completes this exceptional property, offering comfort, functionality, and outdoor enjoyment in a prime location. A covered front porch allows you to sit and rock your worries away. You don't want to miss this beauty!
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$1,795,000
4 bd
3 ba
Welcome to 2021 Creek Road, a stunning waterfront retreat located in the highly sought-after community of Martin's Point. Offering the ease of one-floor living, this beautifully maintained home features 4 spacious bedrooms, 3.5 bathrooms, and breathtaking views of Ginguite Creek. This custom built home boasts 6" wall construction and 36" doors in the front 3 bedroom and bathroom areas allowing for wheelchair access.
Inside, you'll find engineered hardwood flooring, ceramic tile, and an open, inviting floor plan designed for comfortable coastal living. The heart of the home is the completely updated 2025 gourmet kitchen, featuring quartz countertops, stainless steel appliances, abundant cabinetry, and exceptional workspace for entertaining family and friends. The custom tiled wet-bar awaits for your afternoon pleasures and relaxation.
The primary suite is thoughtfully designed and privately located to maximize water views, in both the bedroom and bathroom, offering two walk-in closets, a built-in bureau and dual vanities in the bathroom. While the spacious layout on the rest of the home provides flexibility for guests, a home office, two beautiful living areas, both with gas fireplaces, and perfect for multi-generational living.
Outdoor living is equally impressive. Situated on a beautiful waterfront homesite, the property boasts a completely rebuilt dock in 2025 featuring synthetic decking, water service, power, ceiling fan, roof-covered gathering area, and a new boat lift—creating the perfect setting for boating, fishing, crabbing, and enjoying spectacular sunrises over Ginguite Creek. The lap-pool offers an invigorating workout, or a splendid area to relax and take in the sun while soaking away in dreamland.
Additional highlights include a finished room over the garage that is currently set up as a bunkroom for the kids with a separate split-pack HVAC unit. A 3-car garage, durable and attractive GAF Grand Manor architectural roof shingles, and the privacy and security of Martin's Point, one of the Outer Banks' premier gated communities. This exceptional waterfront property offers a rare opportunity to enjoy luxury, convenience, and direct water access in one of the most desirable locations on the Outer Banks. The house itself is located in the X flood zone, and does not require flood insurance. The house is being sold unfurnished, but some items may be negotiable. The alarm and security system are not operational.
Please use ShowingTime to schedule your opportunity to see this one of a kind one-floor living waterfront retreat.
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$575,000
3 bd
2 ba
Remodeled and move in ready, this stunning 3-bedroom, 2-bath ranch style home offers the perfect blend of luxury, comfort and coastal charm on over half an acre in the heart of Roanoke Island.
Thoughtfully renovated form top to bottom this home features a designer inspired kitchen with brand new appliances, custom finishes and new cabinetry as well as elegant lighting. This spacious open concept layout is enhanced by all new flooring, fresh modern paint, beautifully tiled bathrooms and stylish fixtures. This home exudes a warm, sophisticated charm ideal for entertaining and family gatherings. Outside enjoy plenty of room to relax and play in this oversized lot. There is also a large workshop/storage barn on the property as well. Located just minutes from all 3 Manteo schools, the waterfront, shopping and the charm of downtown Manteo, this property combines high-end finishes with the relaxed lifestyle that the OUter Banks is known for.
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$595,000
3 bd
2 ba
Luxury One-Level Living on 1.26 Acres - 122 Elliott Road, Aydlett, NC. Experience the perfect blend of luxury, privacy, and convenience , nestled on 1.26 beautifully landscaped acres. Thoughtfully designed with high-end finishes and exceptional indoor and outdoor living spaces, this home offers the lifestyle you've been searching for. Step inside to an inviting open-concept floor plan featuring engineered hardwood flooring throughout, soaring vaulted ceilings, a stunning gas fireplace with custom built-ins, and abundant natural light. Every detail has been carefully selected, from the **high-end black cabinetry accented with brushed gold hardware to the upgraded black plumbing and lighting fixtures and elegant quartz countertops. The chef-inspired kitchen offers generous prep space, abundant cabinetry, and a spacious eat-in dining area, making it the perfect gathering place for family and friends. Designed for comfortable one-level living, the desirable split-bedroom floor plan provides privacy for everyone. The spacious primary suite is a true retreat, complete with a luxurious ensuite featuring a beautifully tiled walk-in shower, dual quartz vanities, and a custom walk-in closet with built-in shelving. Two additional bedrooms and a well-appointed guest bath are located on the opposite side of the home. Glass doors lead from the main living area into the spectacular 300-square-foot three-season room; where infrared heating & an electric fireplace creates a warm, inviting atmosphere for year-round enjoyment. Step outside to the open patio and unwind in the 8-person saltwater hot tub while taking in the peaceful surroundings.Outdo or enthusiasts will appreciate the *trails located just behind the property along with a public boat ramp just down the road, providing easy access to boating, fishing, and the beautiful Currituck Sound. Need space for your vehicles, hobbies, or toys? The impressive 1,360-square-foot (30' x 45') insulated detached garage/workshopfeatures 200 amp dedicated servivca a 12-foot overhead door an additional 8 foot overhead door, garage door openers, and plenty of room for boats, RVs, classic cars, or a workshop. An attached two-car garage and two concrete driveways provide exceptional parking and convenience. A 30 amp RV connection has also been added. Enjoy the peace and privacy of country living without sacrificing convenience. Grocery stores, restaurants, and everyday shopping are approximately 15 minutes away. the Outer Banks beaches are about 45 minutes away, and the Hampton Roads military bases are just **a little over an hour's drive**, making this home the perfect balance of rural tranquility and coastal accessibility. If you've been looking for luxury finishes, one-level living, acreage, and a property with room to live, work, and play. Truly offers the best of both worlds.
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3 bd
2 ba
Discover the ease of one-level living in this beautifully maintained ranch home located in the sought-after Eagle Creek Golf Community in Moyock, NC. Situated on over half an acre overlooking the 3rd hole of the golf course, this move-in-ready home offers the perfect combination of comfort, convenience, and scenic golf course views just minutes from the Virginia border. Proudly owned and meticulously maintained by its original owners since 2003, this home features an open floor plan with cathedral ceilings, abundant natural light, and a cozy propane fireplace. The updated kitchen showcases quartz countertops, while both bathrooms have been tastefully renovated with modern finishes. Enjoy relaxing or entertaining from the spectacular screened porch featuring cathedral vinyl ceilings, brick flooring, and hurricane-rated solar shade screens overlooking the fairway. A detached workshop with electricity provides ideal space for hobbies, storage, or projects. Located just 6 minutes from the VA/NC line, this property offers an easy commute to Chesapeake, Virginia Beach, and Hampton Roads while benefiting from lower North Carolina taxes. Nearby you'll find golf, local restaurants, farm markets, shopping, and family-friendly attractions. The beautiful Outer Banks beaches are only about 50 minutes away. If you're searching for a ranch home in Moyock, NC with golf course frontage, one-level living, a large lot, and a convenient location near Virginia, 181 Green View Rd is a must-see. Schedule your private tour today!
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3 bd
2 ba
207 Strawberry Acres Dr Belmont model in Strawberry Acres by builder, Wetherington Homes. Experience the perfect combination of comfort and contemporary design in this to-be-built 3-bedroom, 2-bath home. An inviting open floor plan creates a bright, airy living space where the kitchen, dining, and family room come together seamlessly for effortless everyday living and entertaining. The stylish kitchen is equipped with granite countertops, stainless steel appliances, abundant cabinetry, and plenty of workspace for preparing meals and gathering with family and friends. The spacious primary suite offers a relaxing retreat with a large walk-in closet and an elegant ensuite bath featuring dual vanities and a walk-in shower. Two additional bedrooms provide versatile space to accommodate family, visitors, a home office, or your favorite hobbies, making this home as functional as it is beautiful.
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