Outer Banks Retirement Homes
The Outer Banks does not really have any purely retirement communities. There are areas, mostly on the westside of the big road, populated mostly with year round residents, affectionately referred to as locals. There are no communities composed of only seniors. A couple of communities tried starting out that way but they failed and then became homoginzed mix of old and young. The Outer Banks tends to attract the more active seniors who want to live in an age eclectic neighborhood. We humans tend to reflect our environment so living around younger people can have a positive effect.
Everybody has their own ideas and aspirations about how they will spend their retirement years. You have probably already spent a lot of time figuring out what you will be doing in your Golden Years. This is probably why you are here looking at retirement homes.
The Outer Banks has a lot to offer to retirees. Low taxes, low crime, great community senior centers and plenty of flat level nature for those who want to get outside and stay active.
I am not going to tell you how or what to do with your Golden Years, I am sure you already know, but I will share what years of experience have shown. The biggest commonality amongst people is the deteriorating condition of our knees. None of our knees are getting any better which brings up our first topic.
Stairs
The Outer Banks is full of stairs, and stairs, like my forehead and prostrate, seem to be getting bigger every year. Stairs are one of the major concerns shared by soon to be seniors when shopping for their retirement home. Having hospitals and such nearby is great, but having to navigate stairs during the course of your routine day can make life miserable.
Add in an extra set or 2 of stairs to get up to the kitchen and living area on the top floor, and it can become insurmountable. These types of houses are commonly referred to as 'Reverse Floor Plans' and are best suited to the more physically inclined unless they are equipped with an elevator.
One Level Living
One of the better options is to retire to a house with one level living. When the kitchen, living area and ensuite are all on the same floor.
One level living can be found on the ground floor or the 3rd floor. If the house has an elevator then every floor can be one level living. You see this a lot with the reverse floor plans which are usually located where there might possibly be a water view.
The most popular style house for retirees is the ranch style homes. The entire house is situated on one floor built close to the ground. Minimal or no stairs to get in and no stairs inside. The only downside is they tend to sprawl as the square footage starts to increase."
You won't find many homes on the Outer Banks that are built directly on the ground. Our low elevation puts most of the OBX in some type of flood zone which requires the homes to be elevated.
If the ground is 10 feet above sea level then a house can be built right on the ground. The houses below are ranchers, scroll down further for other style houses.
Elevated Ranchers
There are areas on the Outer Banks where the ground has some minor elevation. If the ground elevation is 7 feet, which is very common, then a 3 foot high masonry foundation will supply enough elevation to meet the flood insurance requirements and shorten the entrance stairs.
You can have a rambler or rancher where everything is spread out on one level except that it is built a couple of feet up off the ground. The houses below should be those on masonry foundations with minimal elevation. Scroll down further for different style homes.
The Outer Banks traditional "Beach Box" offers one level living up on pilings. You still have to climb a set of steps to get into your house but once you are inside all of your living area is on one level. If your one of the lucky ones without knee problems this could be a perfect match for you.
| Outer Banks Retirement Homes | ||
|---|---|---|
| OBX Ground Level Homes | OBX Ranch Style Floor Plan | |
| OBX Homes W/Inlaw Apartment | ||
| OBX Homes With Dry/Covered Entry | OBX Homes With Elevator |
3 bd
3 ba
Discover a rare opportunity to own a private retreat in the heart of Nags Head. Backing directly to the protected Nags Head Woods Preserve, 2824 S Lost Colony Drive offers exceptional privacy with direct access to nature trails leading toward the Sound. Lovingly maintained by its original owners since 1994 and never rented, this property has been used exclusively as a cherished family second home. The upper level features a bright, open-concept great room with vaulted ceilings, a spacious kitchen with abundant cabinetry and breakfast bar, dining area, and of course flow out to expansive outdoor living areas. Large sun decks and a spacious screened porch provide the perfect setting for outdoor dining, morning coffee, afternoon breezes, and peaceful views of the surrounding maritime forest. Three bedrooms are located on this level, including a private ensuite, plus a shared hall bath. One of the home's most unique features is its versatile lower level, complete with three additional flex space rooms, a large full bath with laundry, a spacious recreation room, and a full second kitchen! Whether you're seeking a multigenerational living arrangement, space for extended family or additional flexibility for your lifestyle, the dual-kitchen layout offers countless possibilities. The game room is ready for serious entertaining (Cousin Eddie and the kids may never leave ...) with a pool table, arcade game, pinball machine, darts, popcorn cart, and additional refrigerator. Outside, the property feels even larger thanks to the paper street buffer to the south and the protected preserve directly behind the home, creating a private wooded setting rarely found this close to everything Nags Head has to offer. Multiple covered and open deck spaces extend the living area outdoors, while the generous area beneath the home provides ample room for storage, entertaining, or the future addition of a hot tub. Recent improvements include a roof (2022), upper HVAC (2022), lower HVAC (2023), decking (2022), septic drainfield (2024), and water heater (2024). Located in one of the most desirable areas of Nags Head, you'll enjoy easy access to Nags Head Woods Preserve, Jockey's Ridge State Park, Dowdy Park, the YMCA, Bonnett Street beach access, local restaurants, shopping, fishing, and watersports. Enjoy the best of the Outer Banks lifestyle with beaches, sound side sunsets, nature trails, and local attractions all just minutes from your doorstep. Offering a rare combination of privacy, versatility, outdoor living, and location, 2824 S Lost Colony Drive is a unique Outer Banks property that must be seen to be appreciated.
MORE Call Agent 800-647-1868
$394,900
3 bd
2 ba
This three bedroom, two bath home is ready for immediate occupancy and it already has a fenced yard for your pets! The neutral colors, LVP flooring, new carpet in bedrooms, and GE stainless appliances are appealing for all tastes. There is an extra 275 sq.ft. in the detached workshop for your hobbies with a mini-split heating and a/c system and sound proofing, plus an under house storage room, outdoor shower, and paved carport area under the house. Your new home is located approximately 2.5 miles from the Cape Hatteras schools and just 4 miles to ORV Ramp 49's beach access point. Whether you are searching for a full-time home, second home at the beach, or a vacation rental investment, this affordable house in Indiantown Shores awaits!
MORE Call Agent 800-647-1868
$350,000
4 bd
2 ba
Enjoy gorgeous 8- mile wide waterfront views, promising sunrises and relaxing sunsets from this waterfront property on the Albemarle Sound! It offers 4BR, 2 BA with a large living room and a spacious covered screen waterfront porch that are excellent for entertaining! The structure is situated on top of healthy pilings to prevent flooding of the structure and providing additional storage below. All furniture, furnishings, appliances, and everything in the 2 sheds including fishing gear, and other marine equipment convey. 2 boats, motors and boat trailers also convey. Seller says everything must go! The pier with a dock, boat lift and jet ski lift provide easy water access for all of your watersports needs! The west side covered deck is perfect for watching the majestic sunsets! Rip- rap bulkhead is in excellent condition. No HOA. Nice waterfront community! Property needs some TLC. Ready to move in!
If you have always wanted to live on the water, now is your chance! This property is an excellent Airbnb opportunity! Located 5 miles north of Columbia, NC and an hour from the NC OBX! Offered at $350,000. Lots of interests in this property!
MORE Call Agent 800-647-1868
3 bd
2 ba
Who doesn't need a beach getaway? Come check out this 3 bedroom, 2 bath house in South Nags Head. The open floor plan has a kitchen with an island, a dining area and a comfortable living area. Pass through the sliding glass door and enjoy the enclosed porch which also leads to the deck area on the south side. The ground level offers an area with a picnic table, outdoor shower and a storage room for beach and yard tools. From this property you have a personal walkway when headed to the beach! For peace of mind, costly updates have already been done by the owners. They have maintained their home with new windows, new doors, HVAC and carpet replaced in 2025, new deck and new bridge in 2024. If you're looking to relax in your own beach house, or perhaps make some income, consider renting it though a management company or perhaps VRBO. Deeded beach access! Seller is offering buyer a $5000.00 closing cost allowance for accepted offer.
MORE Call Agent 800-647-1868
$769,000
4 bd
3 ba
Just a short stroll from the beach on the oceanside of Kitty Hawk, this 4 bedroom, 3 bath retreat delivers everything buyers love about Outer Banks living, including a private 35' x 14' saltwater pool, hot tub, game room, fenced backyard, and a prime location close to dining, shopping, and local attractions. Whether you're searching for a second home, vacation rental investment, or full-time coastal residence, this property checks all the boxes and includes a 10,000 Seller paid closing cost credit with an acceptable offer! Recent improvements add both value and peace of mind, including new front decks in 2025, new Smart Side siding on the front of the home in 2025, new sunroom sliding glass doors in 2026, and updated luxury vinyl plank flooring throughout all bedrooms in 2026. Designed for making memories, the outdoor living space serves as your own private coastal oasis. Spend sunny afternoons lounging beside the pool, unwind in the hot tub after a day in the surf, or host family and friends in the expansive fenced backyard complete with an outdoor shower and plenty of room for cookouts, games, and gatherings. Inside, the lower level was built for entertaining with a spacious game room featuring a full-size pool table, secondary living area, and convenient kitchenette with direct access to the backyard and pool area. The flexible floor plan offers plenty of space for owners and guests alike, making it equally suited for personal enjoyment or maximizing rental appeal. Upstairs, natural light pours into the inviting sunroom, creating the perfect place to start your day before heading to the beach. The spacious kitchen and main living area provide a comfortable gathering space, while three of the four bedrooms are located on this level, including two that share access to a private deck where you can enjoy the ocean breeze. Located just a short walk from both the White Street beach access and the Paper Street pedestrian beach path located five lots south, this property offers multiple convenient routes to the ocean, making beach days effortless. Spend your mornings watching the sunrise, afternoons by the pool or on the sand, and evenings enjoying some of Kitty Hawk's favorite local spots including Trio Wine, Beer & Cheese, The Black Pelican, Josephine's Sicilian Kitchen, I Got Your Crabs, Two Roads Tavern, and Bad Bean Baja Grill. Shopping, fishing, Kitty Hawk Pier, Jockey's Ridge State Park, and the Wright Brothers National Memorial are all just minutes away, placing the best of the Outer Banks right at your doorstep. Offering the perfect blend of location, amenities, updates, and coastal charm, this oceanside Kitty Hawk property presents an exceptional opportunity to own a beach home designed for relaxation, recreation, and unforgettable Outer Banks memories.
MORE Call Agent 800-647-1868
$479,999
3 bd
2 ba
276 sq ft
Enjoy the flexibility of this property. The upstairs has 2 bedrooms, full bath, kitchen, living, and dining area. Downstairs has 1 bedroom with full bath and a kitchenette. Also connects to a finished bonus room with an additional 276 square feet. With a built- in window unit and closet. The downstairs has its own front entry and interior stairs to upper living area. This opens up several options for use. This home has new carpet and laminate flooring throughout. Including bonus room and screened in porch. Screened in porch offers 96 square feet of outdoor use. Interior has fresh paint throughout. New appliances, in kitchen, installed a few years ago. Rarely used and in like new condition. Exterior stairs and deck were just replaced along with pavers on walkway. Close to Hospital, Shopping, Restaurants, Nags Head Golf links, and a Beach access straight across the By Pass.
MORE Call Agent 800-647-1868
3 bd
2 ba
AVAILABLE TO SHOW 6/20! Welcome to Herbie’s, your classic OCEANFRONT beach cottage in the heart of Kill Devil Hills. This 4-BEDROOM, 2-BATH coastal retreat offers sweeping, unobstructed ocean views and the timeless charm of an Outer Banks getaway, all just steps from the sand.
Wake up to the sound of the waves and enjoy breathtaking ocean views from many rooms throughout the home. Spend your mornings on the screened porch enjoying the ocean breeze, or soak up the sunshine from the spacious sun deck that wraps from the back to the side of the home.
Inside, the home features a classic and functional beach cottage layout designed with comfort and gathering in mind. The open living area and kitchen are centrally located, both positioned to take advantage of the ocean views. Durable tile flooring throughout the main living space makes beach living easy after long days in the sand and surf.
The layout offers excellent functionality for families and guests alike. The spacious king bedroom features a private ensuite bath with a tiled shower, while the remaining 3 bedrooms share a second full bath with a tub. Sleeping arrangements include a king bedroom, 2 queen bedrooms, and a bunk room, providing plenty of space for family and friends. The septic permit is for 3 bedrooms; however, the home has long functioned as a TRUE 4-BEDROOM, 2-BATH property.
Herbie’s underwent an extensive renovation in 2013 when the owners took the home DOWN TO THE STUDS. Major improvements included new electrical, plumbing, HVAC, windows, doors, roof, kitchen, bathrooms, flooring, and more, blending classic beach cottage character with updated systems and finishes. The septic system was replaced in 2025.
Centrally located in Kill Devil Hills, Herbie’s places you close to some of the Outer Banks’ favorite local spots. Grab your morning coffee from Ashley’s Espresso Parlour, treat yourself at Mom’s Sweet Shop, or easily explore nearby restaurants, shopping, and attractions. The convenient central location offers easy access to all the best of the Outer Banks while still enjoying the privacy and beauty of oceanfront living.
Herbie’s has also proven itself as a STRONG RENTAL PERFORMER. After joining a new rental program in January 2025, the property generated OVER $100,000 IN GROSS RENTAL INCOME during its first year, even with owners reserving personal use time. Already, approximately $75,000 is on the books for 2026 with bookings continuing to come in. For additional rental information, reviews, and booking details, visit the rental website here: https://www.airbnb.com/rooms/1316054910352994841?unique_share_id=838f619a-0c11-462a-8425-6fdaddeedfb2&viralityEntryPoint=1&s=76&source_impression_id=p3_1779963015_P3xgkcbHdYKrSYD3
From its stunning ocean views and thoughtful layout to its strong rental history and unbeatable location, Herbie’s captures the essence of classic Outer Banks oceanfront living.
MORE Call Agent 800-647-1868
3 bd
2 ba
96 sq ft
Turnkey Oceanside Investment | Proven Rental Income | Fully Furnished in the Heart of Kill Devil Hills
Welcome to "Seas The Day" — a bright, inviting, and fully furnished 3BR/2BA coastal retreat ideally located in the heart of Kill Devil Hills at Milepost 8.5. Perfectly positioned between the beach road and bypass, this oceanside home delivers the ideal combination of convenience, comfort, and classic Outer Banks charm.
Just a short 5–8 minute walk or quick bike ride to beach access, owners and guests can enjoy effortless beach days while remaining close to popular restaurants, shopping, entertainment, and all the conveniences of central Kill Devil Hills.
Designed with relaxation and memorable vacations in mind, the home offers exceptional indoor and outdoor living spaces. Enjoy morning coffee or evening cocktails from the spacious front deck, relax or entertain on the large rear deck, take in ocean breezes from the elevated crow’s nest with seating, unwind in the private hot tub, or gather in the covered outdoor entertaining area complete with hammock, picnic space, and outdoor shower after a day on the sand. Multiple outdoor living areas create the perfect setting for enjoying the coastal lifestyle from sunrise to sunset.
Inside, the bright open-concept layout creates an inviting atmosphere for family and guests alike. The living area flows seamlessly into the fully equipped kitchen and dining space, making it ideal for entertaining and maximizing rental appeal. Three comfortable bedrooms and thoughtful amenities throughout make this property truly turnkey and ready to enjoy from day one.
Recent major capital improvements provide additional peace of mind and long-term value, including a new roof (2021), new septic system (2024), new water heater (2024), and updated HVAC systems completed in 2024–2025—allowing buyers to focus less on maintenance and more on enjoying ownership and maximizing rental performance.
Beyond its lifestyle appeal, Seas The Day presents an exceptional investment opportunity with an established and successful rental history generating approximately $54,000 in rental income in 2024 and approximately $47,000 in rental income in 2025. The property is currently fully booked through September with numerous reservations extending into December, offering immediate income continuity and demonstrating strong guest demand.
Adding even more value, the home conveys fully furnished and is rental ready, allowing the next owner to step directly into ownership without missing a season. Guests consistently praise the property through excellent reviews and repeat stays, reinforcing its strong reputation as a sought-after Outer Banks vacation destination.
Whether you're searching for a second home, a proven income-producing investment, or the perfect combination of both, "Seas The Day" offers the opportunity to enjoy the Outer Banks lifestyle while benefiting from an established and active rental program.
Excellent guest reviews available at VRBO.
VRBO #4481751
MORE Call Agent 800-647-1868
3 bd
2 ba
413 sq ft
Don’t miss this opportunity to own a charming waterfront retreat in Colington Harbour, featuring 60 feet of canal frontage and a 10,000-pound boat lift - perfect for boating enthusiasts! This well-maintained home offers 3 bedrooms and 2 full bathrooms on the upper level, including a comfortable primary suite with a private bath. The bright and inviting living area features recently installed waterproof Pergo flooring, extending through the main living space and primary bedroom for both style and easy maintenance. The kitchen is equipped with stainless steel appliances, and recent updates include a new HVAC system and microwave installed in 2026. Outdoor living is where this property truly shines. Enjoy multiple spaces designed for relaxation and entertainment, including a canal-side sun deck, a covered rear deck overlooking the water, an outdoor fire pit for cooler evenings, a shaded play area beneath the upper deck, and an outdoor shower—ideal after a day on the boat or at the beach. The lower level provides approximately 400 square feet of versatile bonus space (not included in the heated SF), complete with a portable bar, TV area, half bath, and easy access to the outdoors, making it perfect for entertaining family and friends. The seller will also include a portable A/C unit/dehumidifier. Additional features include a garage for protected parking and storage. Since purchasing the home in 2021, the sellers report that the lower level has never experienced water intrusion. Whether you’re looking for a primary residence, vacation getaway, or investment property, this waterfront gem offers the perfect blend of comfort, recreation, and coastal living. Association pool is an additional fee.
MORE Call Agent 800-647-1868
3 bd
2 ba
560 sq ft
Now offered at a fresh and under market value @ $659,000, this beautifully updated oceanside retreat in the heart of Kill Devil Hills delivers the ultimate Outer Banks lifestyle with strong short-term rental income already in place. Located just steps from two public beach accesses and bordered by protected National Park Service land, this property offers the rare combination of privacy, convenience, and investment potential. Featuring 3 bedrooms, 2 full baths, and an inviting open-concept design, the home blends classic coastal charm with thoughtful updates throughout. Recent improvements include all new top-level windows (2026) and a new top-level window trim+blind package, upgraded flooring (2024), updated lighting, insulated interior walls for enhanced comfort, solid-core doors, a newer HVAC system, and newly rebuilt rear steps and landing (2026). Downstairs, the spacious game room creates the perfect gathering space after a day at the beach, while two garages offer abundant storage for surfboards, kayaks, fishing gear, bikes, and all your OBX essentials. Outdoor living takes center stage with multiple decks, shaded lounge areas, a private hot tub, outdoor shower, and rooftop deck ideal for sunset views and stargazing over the Atlantic coastline. Whether used as a primary residence, second home, or vacation rental, this property was designed to maximize the Outer Banks experience. For investors, the property has already proven itself with nearly $46,000 in Airbnb rental income generated in 2025. Walk or bike to beaches, restaurants, shopping, and local attractions while enjoying one of the most desirable locations in Kill Devil Hills. Turnkey, stylish, and income-producing, this is an exceptional opportunity to own a high-performing beach home on the Outer Banks.
MORE Call Agent 800-647-1868
3 bd
2 ba
213 E Aycock St offers a well kept coastal retreat in the Virginia Dare Shores community, set on a quiet dead end street in the desirable “between the highways” location. This 5th row home has been owned by the original owner and has never been rented, reflecting long term care and thoughtful use. The main living area features an easy, open layout that connects naturally to the screened in porch and open deck, both offering an ocean view and steady breezes. With 3 bedrooms and 2 bathrooms, including one en suite, the home is sized for comfortable year round living or a low maintenance second home getaway.
The property sits on great elevation in the X flood zone, providing peace of mind and a stable setting close to the shoreline. The ground level includes a dry entry, storage space, and a large unfinished bonus room that offers flexibility for future use. Outdoor living is a highlight, with spaces designed for morning coffee, evening breezes, and listening to the ocean just a short distance away. The location places you one block from the nearest beach access, and moments from shopping, dining, and the Avalon Fishing Pier, making daily life and vacation time equally convenient.
A rare opportunity to enjoy an original owner home in a central Kill Devil Hills setting with an ocean view, quiet surroundings, and easy access to everything the Outer Banks has to offer.
MORE Call Agent 800-647-1868
$639,900
4 bd
3 ba
Welcome Home to this charming 2021 built cottage close to the Nags Head line in KDH! Tucked off the beaten path, this Home is situated on a sizable lot with driveway and carport parking for the whole family. Exterior lighting, outdoor shower, storage room, deck space, green space, and more complete this well appointed lot. Enter under carport in dry entry or upon main level using deck stairs. Dry entry features foyer, access to bedroom with full bathroom and laundry. Interior stairwell leads to main living level. Great room, dining, and kitchen are large and open to one another offering luxury vinyl plank, tall ceilings, natural light, trim detail, and more. Kitchen features white cabinets with granite tops. Stainless appliances make the space feel new. Hall flows back to large hall bath and two upstairs secondary bedrooms. Primary bedroom is spacious with ensuite bathroom and walk in closet. This is an elevated version of your classic OBX cottage layout offering convenience and style.
MORE Call Agent 800-647-1868