Outer Banks Retirement Homes
The Outer Banks does not really have any purely retirement communities. There are areas, mostly on the westside of the big road, populated mostly with year round residents, affectionately referred to as locals. There are no communities composed of only seniors. A couple of communities tried starting out that way but they failed and then became homoginzed mix of old and young. The Outer Banks tends to attract the more active seniors who want to live in an age eclectic neighborhood. We humans tend to reflect our environment so living around younger people can have a positive effect.
Everybody has their own ideas and aspirations about how they will spend their retirement years. You have probably already spent a lot of time figuring out what you will be doing in your Golden Years. This is probably why you are here looking at retirement homes.
The Outer Banks has a lot to offer to retirees. Low taxes, low crime, great community senior centers and plenty of flat level nature for those who want to get outside and stay active.
I am not going to tell you how or what to do with your Golden Years, I am sure you already know, but I will share what years of experience have shown. The biggest commonality amongst people is the deteriorating condition of our knees. None of our knees are getting any better which brings up our first topic.
Stairs
The Outer Banks is full of stairs, and stairs, like my forehead and prostrate, seem to be getting bigger every year. Stairs are one of the major concerns shared by soon to be seniors when shopping for their retirement home. Having hospitals and such nearby is great, but having to navigate stairs during the course of your routine day can make life miserable.
Add in an extra set or 2 of stairs to get up to the kitchen and living area on the top floor, and it can become insurmountable. These types of houses are commonly referred to as 'Reverse Floor Plans' and are best suited to the more physically inclined unless they are equipped with an elevator.
One Level Living
One of the better options is to retire to a house with one level living. When the kitchen, living area and ensuite are all on the same floor.
One level living can be found on the ground floor or the 3rd floor. If the house has an elevator then every floor can be one level living. You see this a lot with the reverse floor plans which are usually located where there might possibly be a water view.
The most popular style house for retirees is the ranch style homes. The entire house is situated on one floor built close to the ground. Minimal or no stairs to get in and no stairs inside. The only downside is they tend to sprawl as the square footage starts to increase."
You won't find many homes on the Outer Banks that are built directly on the ground. Our low elevation puts most of the OBX in some type of flood zone which requires the homes to be elevated.
If the ground is 10 feet above sea level then a house can be built right on the ground. The houses below are ranchers, scroll down further for other style houses.
Elevated Ranchers
There are areas on the Outer Banks where the ground has some minor elevation. If the ground elevation is 7 feet, which is very common, then a 3 foot high masonry foundation will supply enough elevation to meet the flood insurance requirements and shorten the entrance stairs.
You can have a rambler or rancher where everything is spread out on one level except that it is built a couple of feet up off the ground. The houses below should be those on masonry foundations with minimal elevation. Scroll down further for different style homes.
The Outer Banks traditional "Beach Box" offers one level living up on pilings. You still have to climb a set of steps to get into your house but once you are inside all of your living area is on one level. If your one of the lucky ones without knee problems this could be a perfect match for you.
| Outer Banks Retirement Homes | ||
|---|---|---|
| OBX Ground Level Homes | OBX Ranch Style Floor Plan | |
| OBX Homes W/Inlaw Apartment | ||
| OBX Homes With Dry/Covered Entry | OBX Homes With Elevator |
3 bd
2 ba
793 sq ft
Tucked beneath the shade of sprawling live oaks in the heart of Kill Devil Hills, 1710 Sea Swept Road offers the kind of location and functionality people are searching for. This 3-bedroom, 2-bath home features maple cabinetry, granite countertops, stainless steel appliances, and beautiful hardwood floors that add warmth and character throughout the home.
Outside, the fenced backyard creates the perfect setup for dogs, kids, cookouts, or quiet evenings under the trees, while the detached shed offers additional storage for beach gear, tools, and toys.
Located in central Kill Devil Hills, this home sits just three blocks from the 3rd Street sound access, one of the locals’ favorite spots to catch an Outer Banks sunset. You’re also conveniently close to beaches, restaurants, shopping, and everything that makes life on the OBX so special.
An added bonus is the fully enclosed permitted storage area underneath the home, offering substantial opportunities for future use, expansion, workshop space, or additional functionality.
Whether you’re searching for a primary residence, second home, or investment opportunity, 1710 Sea Swept Road offers the kind of character, location, and flexibility that makes people fall in love with. This is the kind of Kill Devil Hills property that feels like home the second you pull in the driveway.
*New septic drainfield installed in 2020. Some photos have been virtually staged to illustrate the property's potential. Furniture and decor are digitally rendered.*
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4 bd
3 ba
4-bedroom, 3-bath coastal vacation home in Whalehead offering 1,758 sqft on a large X Flood Zone lot, with a new roof and LP Smart siding, private pool and hot tub. A rooftop deck captures ocean views and stands out as a prime feature for enjoying this coastal setting.
The reverse floor plan places the family room, dining, and kitchen on the upper level, creating a comfortable central gathering space. Cathedral beamed ceilings add volume, while a distinctive angled design defines the space and draws in natural light. An expansive sun deck extends off this level, offering an easy transition outdoors, while an EZ Lift dumbwaiter adds convenience for transporting groceries and luggage from the car. The upper-level bedroom, with access to a full bath, adds flexibility for guests or convenient single-level use.
The mid-level offers three additional bedrooms, including an en suite with private bath, along with a hall bath serving the remaining two. A covered deck wraps around much of this level and connects upward, providing shaded outdoor space and easy access between levels. At ground level, the private 11' x 27' pool, hot tub, and outdoor shower create a well-rounded setup for enjoying time at home after the beach.
Convenient access to the ocean is available via the Bonito Street community beach access, making it easy to enjoy Corolla’s wide beaches. Located near shops, dining, and local attractions, and just minutes from the 4x4 beaches of Carova, this well-maintained property offers a flexible multi-level layout, an ocean-view rooftop deck, and a coastal setting well suited for rental use or a vacation getaway.
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$549,000
3 bd
2 ba
Brand new and move-in ready in the heart of Rodanthe! If you've been waiting for a low-maintenance beach house with ocean views, pond views, and a fantastic location, this is it.
Built high with more than 11 feet of clearance underneath, this home offers plenty of covered parking, storage, and space for all your beach gear. The elevated design takes full advantage of the setting, capturing beautiful ocean views, peaceful pond views, colorful sunrises, and the steady coastal breezes that make Hatteras Island so special.
Inside, you'll find a bright and welcoming open floor plan with vaulted ceilings, abundant natural light, and a seamless flow between the living room, dining area, and kitchen. The kitchen features quartz countertops, ample cabinet space, and a pantry for extra storage. A convenient half bath is located just off the main living area, making entertaining family and friends easy.
The home offers three bedrooms, including a private primary suite. The two guest bedrooms are connected by a Jack-and-Jill bathroom, providing a functional layout for family and guests. A dedicated laundry room adds even more convenience and storage.
Step outside to the spacious deck and enjoy your morning coffee while watching the sunrise over the Atlantic or unwind in the evening while taking in the ocean views and coastal breezes.
Location is hard to beat. You're just a short walk from the beach and the iconic Rodanthe Pier. Spend your days fishing, surfing, kiteboarding, paddleboarding, or simply enjoying the laid-back lifestyle that makes Rodanthe so special. Nearby favorites include Good Winds Restaurant and Watermen's Bar & Grill for waterfront dining and sunset views, while REAL Watersports and Kitty Hawk Kites are just minutes away for adventure on the water. Explore the natural beauty of Pea Island National Wildlife Refuge or step back in time at the Chicamacomico Life-Saving Station.
Brand new construction this close to the beach is becoming harder and harder to find on Hatteras Island. Whether you're looking for a full-time residence, second home, or investment property, this beautiful Rodanthe home is ready for its new owners. Come see what island living is all about.
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$429,000
3 bd
2 ba
This three bedroom, two bath home is ready for immediate occupancy and it already has a fenced yard for your pets! The neutral colors, LVP flooring, new carpet in bedrooms, and GE stainless appliances are appealing for all tastes. There is an extra 275 sq.ft. in the detached workshop for your hobbies with a mini-split heating and a/c system and sound proofing, plus an under house storage room, outdoor shower, and paved carport area under the house. Your new home is located approximately 2.5 miles from the Cape Hatteras schools and just 4 miles to ORV Ramp 49's beach access point. Whether you are searching for a full-time home, second home at the beach, or a vacation rental investment, this affordable house in Indiantown Shores awaits!
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$524,000
3 bd
2 ba
Welcome to your coastal retreat in the heart of Carova Beach! This beautifully remodeled 3-bedroom, 2-bath home offers the perfect blend of modern updates and laid-back Outer Banks living. From the stunning updated kitchen featuring stylish finishes and contemporary touches to the thoughtfully renovated interior, every detail has been designed with comfort and functionality in mind. This home has not been used in a rental program but will do quite well as a short-term or long-term rental.
A brand-new "FORTIFIED ROOF" provides added peace of mind, while the open living spaces create the perfect setting for relaxing after a day at the beach. Whether you’re searching for a primary residence, second home or investment property, this move-in-ready home is ready to be enjoyed from day one.
Located in the unique 4-wheel-drive area of Corolla where the wild horses roam, you’ll enjoy the privacy, natural beauty and adventure that make Carova one of the most sought-after destinations on the Outer Banks. Don’t miss this opportunity to own a beautifully updated beach getaway!
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$549,000
4 bd
4 ba
1920 sq ft
Welcome to your own slice of paradise in Carova Beach — where wild horses wander by and sunsets light up the sky. This beautiful canal-front home sits on a quiet street along a wide, deep canal, offering the perfect blend of tranquility and adventure.
Lovingly maintained and never used as a rental, this turnkey property is ready for new owners to make it their own. It’s a blank canvas just waiting for your personal beach-inspired touch, whether you envision it as a vacation getaway, full-time residence, or future investment property.
Inside, an open floor plan connects the large kitchen and living area, creating the perfect gathering space for family and friends. The home features two spacious ensuite bedrooms plus two additional bedrooms and baths, offering plenty of room for guests while still feeling cozy and inviting for two.
The home’s southern exposure fills the interior with natural light, and from the deck, you’ll enjoy breathtaking sunset views over the water. Outside, there’s ample space for a pool, garden, or outdoor entertaining area — plus an existing boat dock for easy canal access and water recreation.
This peaceful retreat combines the best of coastal living: quiet surroundings, natural beauty, and room to relax or explore. Sellers are motivated, so don’t miss your chance to make this Carova Beach canal-front home your own. Bring your best offer — this one won’t last long!
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$549,000
3 bd
2 ba
This beautifully updated beach home is perfectly suited for it's quaint location. Diamond Point Estates is settled amongst native trees and is a short walk or bike ride to the beach. It boast many improvements as the current owners have so thoughtfully considered. In the Kitchen new cabinetry, single bowl sink, tile wall, hood vent, appliances and granite countertops give this space a sleek and modern appeal. The three bedrooms each provide excellent closet space or storage whether you are considering it for a primary residence or second home. Two completely renovated bathrooms with beautiful tile work, cabinetry, & all updated fixtures. A new washer and dryer are conveniently located in bathroom two. A private balcony off the primary suite allows abundant sunshine as well as a quiet retreat. The screened porch offers an expanded living area which is perfect on cooler, sunny days for simple enjoyment or entertaining. The deck work was replaced with Trex for a long lasting finish. A new HVAC system, as of 2024, which includes new duct work, and thermostat that ties into the ECOBEE security system. All windows and doors have sensors, so if a window is left open, the system will not come on. All customizable!
The new outdoor shower below the homes adds convenience after a beach outing and an ample storage room for all the beach house necessities. The Ring camera system, to convey, consist of 3 cameras, a Ring door bell and are all solar powered.
The list goes on, check this move-in-ready gem out today!
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$1,250,000
7 bd
5 ba
Now this is something you don’t see every day… three homes on one semi oceanfront lot in the heart of Rodanthe, just steps from the beach.
Whether you’re thinking investment, a place for the whole crew, or a mix of both, this property gives you options. Rent all three together for larger groups or keep them separate for multiple income streams. GENERATED $138,766 IN 2025 AND ALREADY HAS $120,150 IN 2026 ON THE BOOKS!
The main house is a 3 bedroom, 2 bath plus outdoor bath beach cottage that’s been thoughtfully updated and designed to be handicap friendly, with a wraparound ramp, wide doorway into the primary suite, and a roll in shower. Inside, it’s bright and open with a wall of windows and a spacious kitchen with bar seating. Outside is just as inviting with ocean views from the deck and a shaded hangout space underneath, plus an outdoor shower and bath that make beach days easy.
The second home sits just behind and offers another 3 bedrooms and 2 baths, fully renovated and well cared for. You’ll catch both ocean and sound views from the deck, and it’s a quick walk to the beach, perfect for guests or additional rental income.
And then there’s Tiny Aloha… a 240 sq ft custom tiny house that’s full of personality. Think warm wood finishes, loft sleeping space, and a multi level deck surrounded by lush landscaping. It’s a favorite for couples looking for something a little different.
The lot itself is nicely landscaped and tucked along a quiet paved street, all just a short stroll to the beach and down to the Rodanthe Pier for some of the best fishing and surf around. Properties like this don’t come along often… flexible, fun, and full of opportunity.
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$350,000
4 bd
2 ba
Enjoy gorgeous 8- mile wide waterfront views, promising sunrises and relaxing sunsets from this waterfront property on the Albemarle Sound! It offers 4BR, 2 BA with a large living room and a spacious covered screen waterfront porch that are excellent for entertaining! The structure is situated on top of healthy pilings to prevent flooding of the structure and providing additional storage below. All furniture, furnishings, appliances, and everything in the 2 sheds including fishing gear, and other marine equipment convey. 2 boats, motors and boat trailers also convey. Seller says everything must go! The pier with a dock, boat lift and jet ski lift provide easy water access for all of your watersports needs! Rip- rap bulkhead is in excellent condition. No HOA. Nice waterfront community! Property needs some TLC. Ready to move in!
If you have always wanted to live on the water, now is your chance! We believe that this property is also an excellent Airbnb opportunity! Located 5 miles north of Columbia, NC and an hour from the NC OBX! Offered at $350,000. Lots of interests in this property!
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5 bd
2 ba
Step back in time and discover the charm and potential of this classic 1950s beach cottage, ideally located in the heart of Kill Devil Hills. Situated on the oceanside just three lots from the ocean, this five-bedroom, two-and-a-half-bath home offers an incredible opportunity to create your dream coastal retreat.
Enjoy the relaxed Outer Banks lifestyle with deeded beach access just moments away, along with covered porches perfect for enjoying ocean breezes, morning coffee, or evening gatherings. An outdoor shower makes rinsing off after a day at the beach convenient and easy.
With its spacious layout, sought-after location, and timeless beach-house character, this property presents endless possibilities for a primary residence, vacation getaway, or investment opportunity. Conveniently located near shopping, dining, entertainment, and all the attractions that make Kill Devil Hills one of the Outer Banks’ most desirable destinations.
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3 bd
2 ba
Welcome to Big Break, a stunning oceanfront retreat located at 25258 Bold Dune Dr in Waves, NC. Perfectly positioned along the Atlantic, this well-maintained home offers sweeping, unobstructed ocean views and the relaxing sound of waves as your daily backdrop.
Designed for true coastal living, the home features bright, open living spaces filled with natural light and framed by breathtaking water views. Whether you’re gathering with family or hosting guests, the layout provides a comfortable and inviting atmosphere just steps from the sand.
One of the standout features of Big Break is the spacious rooftop deck, where you can enjoy panoramic sunrises over the Atlantic, evening stargazing, or simply unwind with the salty ocean breeze. After long beach days, the convenient outdoor shower makes rinsing off easy and keeps sandy toes outside where they belong.
Whether you’re looking for a personal seaside escape, a second home, or an investment opportunity, Big Break delivers the ultimate oceanfront experience in the heart of Waves. This is Outer Banks living at its finest.
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3 bd
2 ba
Nestled on an oversized, beautifully landscaped lot in sought-after Colington Harbour, this well-maintained 3-bedroom, 2-bath home offers exceptional privacy and a long list of desirable features. Recent improvements include a renovated kitchen, updated bathroom, new deck addition, and a newer roof, providing peace of mind and modern comfort. The spacious layout is complemented by abundant storage, including large storage rooms and a powered shed perfect for hobbies, tools, or workshop space. Outside, enjoy the private yard and unwind in the included hot tub, creating the perfect setting for relaxation and entertaining. Whether you're seeking a primary residence, second home, or investment opportunity, this property combines functionality, updates, and outdoor enjoyment in one of the Outer Banks' most popular waterfront communities.
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