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Outer Banks Retirement Homes

The Outer Banks does not really have any purely retirement communities. There are areas, mostly on the westside of the big road, populated mostly with year round residents, affectionately referred to as locals. There are no communities composed of only seniors. A couple of communities tried starting out that way but they failed and then became homoginzed mix of old and young. The Outer Banks tends to attract the more active seniors who want to live in an age eclectic neighborhood. We humans tend to reflect our environment so living around younger people can have a positive effect.

Everybody has their own ideas and aspirations about how they will spend their retirement years. You have probably already spent a lot of time figuring out what you will be doing in your Golden Years. This is probably why you are here looking at retirement homes.

The Outer Banks has a lot to offer to retirees. Low taxes, low crime, great community senior centers and plenty of flat level nature for those who want to get outside and stay active.

I am not going to tell you how or what to do with your Golden Years, I am sure you already know, but I will share what years of experience have shown. The biggest commonality amongst people is the deteriorating condition of our knees. None of our knees are getting any better which brings up our first topic.

Stairs

The Outer Banks is full of stairs, and stairs, like my forehead and prostrate, seem to be getting bigger every year. Stairs are one of the major concerns shared by soon to be seniors when shopping for their retirement home. Having hospitals and such nearby is great, but having to navigate stairs during the course of your routine day can make life miserable.

Add in an extra set or 2 of stairs to get up to the kitchen and living area on the top floor, and it can become insurmountable. These types of houses are commonly referred to as 'Reverse Floor Plans' and are best suited to the more physically inclined unless they are equipped with an elevator.

One Level Living

One of the better options is to retire to a house with one level living. When the kitchen, living area and ensuite are all on the same floor.

One level living can be found on the ground floor or the 3rd floor. If the house has an elevator then every floor can be one level living. You see this a lot with the reverse floor plans which are usually located where there might possibly be a water view.

The most popular style house for retirees is the ranch style homes. The entire house is situated on one floor built close to the ground. Minimal or no stairs to get in and no stairs inside. The only downside is they tend to sprawl as the square footage starts to increase."

You won't find many homes on the Outer Banks that are built directly on the ground. Our low elevation puts most of the OBX in some type of flood zone which requires the homes to be elevated.

If the ground is 10 feet above sea level then a house can be built right on the ground. The houses below are ranchers, scroll down further for other style houses.

Elevated Ranchers

There are areas on the Outer Banks where the ground has some minor elevation. If the ground elevation is 7 feet, which is very common, then a 3 foot high masonry foundation will supply enough elevation to meet the flood insurance requirements and shorten the entrance stairs.

You can have a rambler or rancher where everything is spread out on one level except that it is built a couple of feet up off the ground. The houses below should be those on masonry foundations with minimal elevation. Scroll down further for different style homes.

OBX Beach Box Homes

The Outer Banks traditional "Beach Box" offers one level living up on pilings. You still have to climb a set of steps to get into your house but once you are inside all of your living area is on one level. If your one of the lucky ones without knee problems this could be a perfect match for you.

Outer Banks Retirement Homes
OBX Ground Level Homes OBX Ranch Style Floor Plan
OBX Homes W/Inlaw Apartment
OBX Homes With Dry/Covered Entry OBX Homes Built On Foundation OBX Homes With Elevator

Dare County Senior Services

Manteo Senior Center

Hatteras Island Senior Center

Dare County Senior Games

Kill Devil Hills Senior Center

Currituck County Senior Services

This plan is modern, open, bright, and built for beach life! This 2019-home is designed to be totally stress-free. The 3 BR with 3 Full bath plan offers two large living areas, so you’ve got all the flexibility you need—keep the upstairs Living Room for entertaining and the downstairs as a getaway, rec room or private hangout for family or guests. It’s got all the "must-haves" like hardwood floors, custom kitchen cabinets with quartz counters a custom-tiled master shower, Built-in laundry closet with washer and dryer, covered porch, sundeck, outdoor shower and a large ground-level storage room for all your sports, beach and water toys like surfboards and bikes. When you aren't chilling or grillin on deck, you’ll probably be over on Bay Drive enjoying the bike path, boat launch or those famous Kitty Hawk Bay sunsets. Why spend all your time on home chores, with low-maintenance finishes and manageable yard this place is built to be enjoyed, it is move-in ready, and waiting for you to make it your beach place.
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3 bd
2 ba
560 sq ft
Now offered at a fresh and under market value @ $659,000, this beautifully updated oceanside retreat in the heart of Kill Devil Hills delivers the ultimate Outer Banks lifestyle with strong short-term rental income already in place. Located just steps from two public beach accesses and bordered by protected National Park Service land, this property offers the rare combination of privacy, convenience, and investment potential. Featuring 3 bedrooms, 2 full baths, and an inviting open-concept design, the home blends classic coastal charm with thoughtful updates throughout. Recent improvements include all new top-level windows (2026) and a new top-level window trim+blind package, upgraded flooring (2024), updated lighting, insulated interior walls for enhanced comfort, solid-core doors, a newer HVAC system, and newly rebuilt rear steps and landing (2026). Downstairs, the spacious game room creates the perfect gathering space after a day at the beach, while two garages offer abundant storage for surfboards, kayaks, fishing gear, bikes, and all your OBX essentials. Outdoor living takes center stage with multiple decks, shaded lounge areas, a private hot tub, outdoor shower, and rooftop deck ideal for sunset views and stargazing over the Atlantic coastline. Whether used as a primary residence, second home, or vacation rental, this property was designed to maximize the Outer Banks experience. For investors, the property has already proven itself with nearly $46,000 in Airbnb rental income generated in 2025. Walk or bike to beaches, restaurants, shopping, and local attractions while enjoying one of the most desirable locations in Kill Devil Hills. Turnkey, stylish, and income-producing, this is an exceptional opportunity to own a high-performing beach home on the Outer Banks.
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3 bd
2 ba
Welcome to Anna’s Beach Cottage, an oceanfront gem in the heart of Rodanthe with unbelievable views and the beach literally steps away. Situated at an angle on the lot to maximize the ocean views, this cottage has a front row seat to sunrises, surfers, and rolling waves. If you’ve been dreaming of waking up to the sound of the ocean and spending your days barefoot in the sand, this is it. Inside, the home is full of coastal charm with bright beachy colors inspired by shells and the sea. The open living area is all about the view, with large windows that bring the ocean right into the home. The kitchen opens to the living and dining areas, making it easy to gather after a long beach day. The home offers comfortable sleeping arrangements with a king bedroom, queen bedroom, and a queen over queen bunk room, making it ideal for family and guests. Located in the laid back fishing village of Rodanthe on Hatteras Island, this area is known for world class surfing, kiteboarding, fishing, and endless stretches of uncrowded beach. Watch surfers right from the deck or head over to the sound side for kiteboarding and legendary sunsets. Nearby attractions include the Rodanthe Pier, Good Winds, Waterman’s, Chicamacomico Lifesaving Station, Pea Island Wildlife Refuge, and the Cape Hatteras National Seashore. Whether you are looking for a second home, investment property, or your own oceanfront escape, Anna’s Beach Cottage captures the classic Hatteras Island lifestyle people fall in love with.
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This coastal retreat offers the best of Outer Banks living with stunning golf course views from the front and less than one mile to multiple Kitty Hawk beach accesses. Nestled among a grove of beautiful live oaks and facing the Seascape Golf Course, this home provides the perfect blend of privacy, scenery, and convenience. This property combines comfort, style, and strong investment potential. It's designed to comfortably accommodate 8–10 guests. Tastefully decorated and furnished throughout, the upper level features 3 bedrooms with kind beds and 2 full baths, while the spacious ground-floor bonus room/bedroom features 2 bunk beds with fulls on the bottom, twins on top. It offers exceptional flexibility with a connected full bath/laundry room, additional fridge & loveseat. Between the covered parking under the house and the driveway, it easily fits 3–4 vehicles. Recent updates include a 2023 Hot Tub, some new furniture, a new hot water heater, new washing machine. Situated on a large homesite with plenty of room to add a pool and outdoor entertaining area, this property has endless possibilities. Whether you’re looking for a vacation rental, second home, or primary residence, this home truly has it all.
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This charming, updated 3-bedroom, 2-bath home at Milepost 4.5 sits on a generous 10,000 sq ft lot on a quiet, private street—just an easy walk to the beach. Located on sought-after Hallet Street, this property offers an exceptional blend of comfort, style, and investment potential. The light-filled, open-concept living, dining, and kitchen area is designed for effortless coastal living, featuring durable luxury vinyl plank flooring, updated windows and doors, and a well-appointed kitchen with granite countertops, stainless appliances, and clean, modern finishes. Indoor and outdoor living connect seamlessly, with both sun and covered decks extending the living space—ideal for entertaining or relaxing with ocean breezes and a subtle ocean view. The layout is both functional and inviting, highlighted by a private King en suite with direct deck access, along with a Queen bedroom and a bunk room served by a beautifully renovated hall bath. The outdoor space is equally impressive, featuring a private pool, 8-person hot tub, outdoor shower, fenced backyard, and covered parking—creating a true resort-style setting with added privacy and convenience. Enjoy easy access to the White Avenue beach access, along with nearby restaurants, shopping, and local attractions. The oversized homesite, desirable oceanside location, and low flood risk further enhance the property’s long-term value. Recent updates—including HVAC (2020) and refrigerator (May 2024)—support strong rental performance and turnkey appeal. Polished, coastal, and income-producing—this is Outer Banks living at its finest.
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3 bd
1 ba
Welcome to QuinnaKeeters' Beach Bungalow – your cozy retreat in the heart of Avon! This charming 3-bedroom, 1-bathroom beach cottage is the perfect blend of comfort, convenience, and coastal charm. Just steps from the sandy shores, you'll love starting your mornings with a beachwalk and ending your days with salty breezes. Inside, the open-concept living area invites you to relax and unwind in a cheerful, beach-inspired setting—perfect for gathering with family and friends after a day in the sun. Step outside to enjoy the outdoor shower for rinsing off the sand, or settle into the inviting outdoor seating area, ideal for sunset cocktails or quiet mornings with a cup of coffee. Whether you're seeking a personal getaway or a rental-friendly investment, QuinnaKeeters' Beach Bungalow delivers the laid-back lifestyle you've been dreaming of. Come see why life is better at the beach!
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3 bd
1 ba
310 sq ft
This comfortable oceanside cottage in Nags Head NC captures the essence of the Outer Banks lifestyle--perfect as a relaxing vacation home, second home, or investment opportunity. Featuring 3 bedrooms, 1.5 baths, and an outdoor shower for added convenience, Beautifully updated coastal retreat offers comfort, style, and easy beach living. Inside, you'll find a bright, inviting interior with a modern kitchen showcasing granite countertops, soft-close cabinetry, and stunning Ipe Brazilian walnut flooring throughout. Recent upgrades include a new septic system (2023) and new HVAC (2024),.Step outside and soak in the coastal atmosphere--enjoy morning coffee or evening sunsets from the spacious sun deck, or relax in the shaded ground-level lounge area after a day at the beach. The outdoor shower makes cleanup a breeze after sandy adventures. Located just minutes from the shoreline and surrounded by everything that makes Outer Banks so desirable, you're close to local coffee shops, parks, the YMCA, and a variety of popular restaurants and entertainment spots. Whether you're biking to breakfast, catching waves, or enjoying live music nearby, this location delivers the ultimate vacation vibe. Want aa place to call home Beach lovers Bounty is waiting for you. Just bring your toothbrush and bathing suit! This beach box comes furnished! Previously enjoyed primarily as a second home and lightly rented to family and friends, this property has been well cared for and offers excellent potential for short-term rental income. A spacious workshop adds versatility for storage, hobbies, or beach gear. Nestled among mature live oak trees, this fully furnished bungalow blends privacy, charm, and convenience--your perfect coastal escape awaits.
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Charming and move-in ready, this well-maintained 3BR/2BA coastal retreat offers exceptional value in the Outer Banks! Perfectly suited for a primary home, second home, or vacation rental, this property combines thoughtful updates, versatile living space, and a prime central location. Situated on a generous corner homesite (75’ x 150’), the property features two covered porches—including one with southern exposure—ideal for relaxing outdoors. A fenced backyard, mature landscaping, and multiple gathering areas provide privacy and enjoyment, with potential room for a pool. Inside, the home showcases beautifully refinished tongue-and-groove Heart Pine flooring throughout the main living areas and bedrooms, along with fresh interior paint and updated finishes. The remodeled kitchen features newer appliances including a Whirlpool cook top and microwave, Empava oven, and a Smart InstaView counter-depth French door refrigerator, complemented by updated countertops. Major system upgrades provide peace of mind, including a brand-new Goodman HVAC system (2026), smart water heater (2022), and replaced roof and premium CertainTeed siding (2017). Vinyl windows, updated exterior doors, improved insulation, upgraded plumbing, and electrical enhancements—including outdoor outlets and motion lighting on all corners—further enhance efficiency and functionality. The lower level (3rd BR) offers flexible living space with a full bath (Town-compliant), ideal for a guest suite, game room, in-law apartment, or home office. Newer Mannington Duramax LVP flooring adds durability and style. The enclosed garage includes a storage room, second refrigerator w/icemaker, freezer, and upgraded fire-rated door and drywall. Additional highlights include: Enclosed outdoor shower with lighting, Ample parking with access from two streets, Laundry area on 2nd level with covered exterior access, Insulated attic and updated ceilings (knockdown finish) Exterior bin storage, swing chair, and all outdoor furnishings convey. Enjoy excellent proximity to local schools, dining, shopping, Wright Brothers National Memorial, Nags Head Woods Preserve, and convenient beach access with traffic light and public parking. Lovingly cared for and thoughtfully updated over the years, this home offers a rare opportunity to own a versatile, low-maintenance property in a desirable central OBX location!
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SOUNDFRONT living in the gated community of Colington Harbour. This affordable 2-bedroom, 1-bath soundfront home offers sweeping sunset views of the beautiful Albemarle Sound and an unbeatable opportunity to enjoy true coastal living. Home now being renovated with major upgrades. The open floor plan creates a bright and inviting interior, while the back deck provides the perfect vantage point for taking in breathtaking sunsets over the water. With 77 feet of bulkheaded shoreline, this property delivers both stability and stunning scenery. Ideally located just around the corner from Colington Harbour’s desirable amenities, the home offers convenience alongside its exceptional setting. PROPERTY NOW IN SUBSTANTIAL RENOVATIONS STAGE. (Buyer Agent should list seller as) Bosco-Mahoney Survivor Trust, John James Mahoney, Trustee
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The Highview homeowners have thoughtfully completed the updates, creating a home the next owner can enjoy from day one.The owners completed a beautiful remodel in 2023, including quartz countertops, a tiled backsplash, and LVP flooring. The roof, windows, and siding have all been replaced, adding both efficiency and peace of mind. Outside, this home is begging for a good gathering. The layout is made for watching the game, relaxing in the hammocks, and enjoying outdoor games with friends and family. The irrigation system helps keep the sod green, making the yard just as easy to enjoy as the home itself.
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Freshly finished and never lived in, this is the one you've been waiting for. Top-floor living the way the Outer Banks was meant to be enjoyed: a private treetop backdrop the moment you open your eyes, morning light spilling across new stainless appliances and a huge kitchen island, and a covered deck that practically begs you to linger over coffee while the breeze moves through the deck. The open living and dining area feels even bigger with vaulted ceilings and windows that let the sunlight shine in. Two bedrooms (including a peaceful primary suite), two full baths, and a handy powder room keep everything convenient on the same level. Head downstairs to a third bedroom with its own bath and a flexible den perfect for a bunk room, office, or hide-out. Under the house, there's dry parking, room for all the toys, and the outdoor shower everyone fights over after the beach — just half a mile away. Kinnakeet Shores gives you resort life without the resort price tag: community pool, tennis and pickleball courts, soundside access for kayaks and paddleboards, and quiet trails winding through the marshes. In the heart of Avon, with groceries, restaurants, and coffee an easy stroll or golf-cart cruise away. At 1,586 square feet, it's turn-key, low-maintenance, and ready for your first sunset this weekend.
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3 bd
2 ba
Welcome to Big Break, a stunning oceanfront retreat located at 25258 Bold Dune Dr in Waves, NC. Perfectly positioned along the Atlantic, this well-maintained home offers sweeping, unobstructed ocean views and the relaxing sound of waves as your daily backdrop. Designed for true coastal living, the home features bright, open living spaces filled with natural light and framed by breathtaking water views. Whether you’re gathering with family or hosting guests, the layout provides a comfortable and inviting atmosphere just steps from the sand. One of the standout features of Big Break is the spacious rooftop deck, where you can enjoy panoramic sunrises over the Atlantic, evening stargazing, or simply unwind with the salty ocean breeze. After long beach days, the convenient outdoor shower makes rinsing off easy and keeps sandy toes outside where they belong. Whether you’re looking for a personal seaside escape, a second home, or an investment opportunity, Big Break delivers the ultimate oceanfront experience in the heart of Waves. This is Outer Banks living at its finest.
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